Your trusted residency lawyer in Spain   |  pina.espinoza@artemislaw-europe.com
Real Estate & Investment in Spain

Wisely Investing in
a Brighter Future in Spain

We are here to guide you in wisely investing in a brighter future in Spain. We offer comprehensive legal services to guide you through every step of your real estate investment, navigating complex legal procedures and ensuring that your investment complies with all legal requirements.

10 Years in Spanish Legal Practice Independent of Agents & Developers English, Spanish & German Service Barcelona-Based. All of Spain.

Our real estate investment services begin with a thorough consultation to understand your investment goals and preferences. We will then provide you with personalised legal advice and guidance, including due diligence and title searches, contract drafting and review. Our network of collaborators can provide all the additional assistance you need, such as tax and financial advice. Note: Spain's Golden Visa residency-by-investment programme closed to new applicants in April 2025. If residency is your goal, see our Non-Lucrative Visa or Digital Nomad Visa pages.

Who We Help

Is This Service Right for You?

Whether you are buying a holiday home, a primary residence, or an investment property, independent legal advice protects you from the most common and costly mistakes foreign buyers make in Spain.

🏠

Foreign Buyers of Spanish Property

You are a non-resident or recently arrived resident purchasing a home, apartment, or villa in Spain and want a lawyer working solely for you, not the agent or the seller.

💵

Investors & Buy-to-Let Owners

You are purchasing property as an investment, including for short or long-term rental, and need guidance on the tax and legal structure that suits your situation.

📝

Off-Plan & New-Build Buyers

You are reserving or purchasing a property still under construction and need contracts reviewed for stage payments, bank guarantees, and completion guarantees.

Existing Residents Buying Their Home

You already hold a Spanish residence permit and are now ready to purchase the property you live in or plan to move into.

Open to buyers of any nationality, resident or non-resident. Spanish law imposes very few restrictions on foreign property ownership. The key risks lie in due diligence, taxation, and contract terms, all of which Artemis Law reviews on your behalf before you commit any funds.
Looking for residency, not just a property purchase?The Golden Visa investment-residency route closed in April 2025. If your goal is to live in Spain, explore our Non-Lucrative Visa, Digital Nomad Visa, or Golden Visa Alternatives pages. We can advise on combining a property purchase with the right residency route.
The Service

What Independent Legal Representation Covers

Real estate transactions in Spain are typically handled by an estate agent and a notary, but neither represents your interests as the buyer. The notary is a neutral public official, and agents are usually paid by (and act for) the seller.

Artemis Law acts exclusively for you: obtaining your NIE (foreigner's tax identification number), carrying out due diligence on the property's legal and financial status, reviewing or drafting the purchase contract (arras), and representing you at the notary signing.

We also advise on the tax implications of your purchase, including Transfer Tax (ITP), VAT (IVA) and Stamp Duty (AJD) for new builds, and the ongoing taxes property owners face as residents or non-residents.

For investors, we can advise on the most suitable ownership structure (personal name, company, or other vehicle) based on your residency status and investment goals.

Key Facts at a Glance

Service typeIndependent legal representation
NIE required?Yes, obtained early in the process
Resale property taxITP (6–11% by region)
New-build property taxVAT (10%) + AJD (0.5–1.5%)
Typical timeline4–8 weeks to completion
Golden Visa routeClosed to new applicants (April 2025)
Ownership restrictionsMinimal for most foreign buyers
Legal basisSpanish Civil Code & Land Registry Law
What We Check

Due Diligence & Documentation

Before you sign anything or transfer any funds, Artemis Law verifies the legal and financial status of the property and prepares the documents you need as a buyer.

6–11%
Transfer Tax (ITP) on resale properties, by region
10%
VAT (IVA) on new-build purchases from a developer
1–2%
typical reservation/arras deposit of purchase price
1

Title & Registry Check (Nota Simple)

  • Confirm the seller is the registered owner with full legal title
  • Check for outstanding mortgages, liens, or charges on the property
  • Verify the registered description matches the physical property
2

Debts & Outgoings

  • Confirm community fees (comunidad de propietarios) are paid up to date
  • Check local property tax (IBI) payment history
  • Identify any outstanding utility debts attached to the property
3

Planning & Licence Compliance

  • Verify habitation/occupancy licence (cédula de habitabilidad) where required
  • Check for unregistered extensions or planning irregularities
  • Review energy performance certificate (certificado energético)
4

NIE & Identity Documentation

  • Application for your Número de Identificación de Extranjero (NIE), required for any property transaction
  • Opening or coordinating a Spanish bank account for the transaction
  • Power of attorney arrangements if you cannot attend signing in person
5

Contract Review (Arras / Reservation)

  • Review or negotiate the reservation contract and deposit terms
  • Ensure penalty clauses are balanced and clearly understood
  • For off-plan purchases, verify bank guarantees for stage payments
6

Completion & Tax Filing

  • Representation at the notary for signing of the public deed (escritura)
  • Registration of the new title at the Land Registry
  • Filing of applicable transfer taxes (ITP, AJD, or VAT) within statutory deadlines

Buying property in Spain?

Book a consultation with Pina before you sign anything, for independent legal protection.

Book Your Consultation
How It Works

Our Process

From your first enquiry about a property to receiving your registered title deed, Artemis Law manages the legal side of your purchase from start to finish.

01

Initial Consultation

We discuss the property you are interested in, your residency status, and your goals, whether a holiday home, primary residence, or investment.

02

NIE Application

We apply for your NIE number early in the process, as it is required for nearly every step that follows, including opening a bank account and signing contracts.

03

Due Diligence

We obtain the Nota Simple from the Land Registry, check for debts and charges, and verify planning and licence compliance before you commit any funds.

04

Contract Negotiation (Arras)

We review or negotiate the reservation/deposit contract, ensuring terms are fair and that conditions of the sale are clearly documented.

05

Notary Signing & Completion

We accompany you (or act under power of attorney) at the notary for signing of the public deed, and coordinate payment and key handover.

06

Registration & Tax Filing

We register the new title at the Land Registry and file the relevant transfer taxes within the statutory deadlines, completing the legal transfer of ownership.

Side by Side

Resale vs New-Build Purchases

The legal process and tax treatment differ depending on whether you are buying a resale (second-hand) property or a new build directly from a developer.

CriteriaResale PropertyNew-Build (from Developer)
Applicable taxTransfer Tax (ITP), 6–11% by regionVAT (IVA) at 10% + Stamp Duty (AJD) 0.5–1.5%
Due diligence focusExisting debts, liens, occupancy historyDeveloper solvency, bank guarantees on stage payments
Payment structureDeposit, then balance at completionStaged payments during construction, balance on completion
Habitation licenceShould already exist; we verify validityIssued on completion of construction
Typical timeline4–8 weeks from offer to completionCan span months to years depending on construction stage
Key legal riskUndisclosed debts or unregistered alterationsDeveloper delays, default, or non-completion
Best forBuyers wanting to move in quicklyBuyers comfortable with construction timelines, often better specification

Whichever type of property you are considering, Artemis Law tailors due diligence to the specific risks involved.

Your Legal Adviser

Why Work with Pina

Artemis Law is a boutique legal practice founded in September 2020, led personally by Pina Espinoza. With 10 years of experience in Spanish legal practice, Pina provides independent representation to foreign buyers purchasing property across Spain.

Pina is a dual-qualified lawyer in both Spain and Germany, and works closely with notaries, registries, and tax advisers to ensure every transaction is structured correctly, with no surprises after completion.

Because Artemis Law does not work for estate agents or developers, our advice is shaped entirely around your interests as the buyer, including walking away from a deal if due diligence reveals a serious problem.

  • Dual-qualified lawyer in Spain and Germany, with 10 years in Spanish legal practice
  • Fully independent of estate agents and property developers
  • Experience across resale, new-build, and off-plan purchases
  • Fluent in Spanish, English, and German
  • Based in Barcelona, serving all of Spain and the islands
  • Transparent pricing and clear timelines from day one
Pina Espinoza
Pina Espinoza
Founder & Lawyer
5.0 · Google Reviews

"There Is No Lawyer More Eloquent Than the Heart."
Sylvain Maréchal, 1788. The guiding principle of Artemis Law

Client Experiences

What Clients Say

Trusted by property buyers and investors across Spain.

"Pina is the best immigration lawyer I have ever met. She is highly knowledgeable in her field of expertise and can navigate even the most complicated of immigration processes with great ease."

Verified client review
Google Reviews · 5.0

"Pina assisted me with my son's student visa to study abroad. She is an excellent communicator as exhibited by her timely responses and her thorough and clearly written emails."

Verified client review
Google Reviews · 5.0

Dozens of families and professionals have shared their experience of working with Pina. Read their reviews directly on Google.

Artemis Law on Google
Our Fees

Transparent Pricing.
No Hidden Costs.

Artemis Law provides a personalised quote based on the value and complexity of the property purchase. You will know precisely what the legal service costs before we begin.

Our legal fee is separate from notary fees, Land Registry fees, transfer taxes, and any mortgage-related costs, all of which we explain clearly as part of your overall budget.

For investors purchasing multiple properties or considering a corporate ownership structure, we offer tailored arrangements.

Included in Our Legal Fee

  • NIE application and supporting paperwork
  • Full due diligence: title, debts, planning, and licence checks
  • Review or negotiation of the reservation (arras) contract
  • For off-plan purchases, review of bank guarantees and stage payments
  • Coordination with notary, registry, and tax advisers
  • Representation at signing, in person or via power of attorney
  • Registration of title at the Land Registry
  • Filing of transfer taxes within statutory deadlines
  • Direct, personal access to Pina throughout the entire process

Ready to invest with confidence?

Book a consultation and get clear, independent guidance on your purchase.

Book Your Consultation
Frequently Asked Questions

Common Questions

No. Spain's investment-residency ("Golden Visa") programme closed to new applicants in April 2025. Buying property in Spain no longer grants residency on its own. If residency is your goal, Pina can advise on alternative routes such as the Non-Lucrative Visa, Digital Nomad Visa, or Highly Skilled Professional visa, depending on your circumstances.
No. Non-residents can buy property in Spain with very few restrictions. You will need an NIE number regardless of your residency status, and non-residents face some differences in tax treatment compared to residents.
The NIE (Número de Identificación de Extranjero) is a tax identification number required for property purchases, opening bank accounts, and most official transactions in Spain. Processing times vary by location; Artemis Law manages the application and tracks it through to issuance.
For resale properties, you will generally pay Transfer Tax (ITP), which varies by region (typically 6–11%). For new-build properties purchased from a developer, you will pay VAT (IVA) at 10% plus Stamp Duty (AJD), typically 0.5–1.5% depending on the region. Ongoing taxes (such as IBI, the local property tax, and income tax for non-residents) apply once you own the property.
A Nota Simple is an extract from the Land Registry showing the registered owner, any mortgages or charges, and the legal description of the property. Reviewing this is one of the most important due diligence steps before committing to a purchase.
Yes. With a power of attorney granted to Artemis Law (or a representative), most of the process, including signing at the notary, can be completed without you being physically present in Spain.
If we identify outstanding debts, planning irregularities, or other issues, we discuss the implications with you before any deposit is paid. In many cases, issues can be resolved or reflected in the price; in others, we may advise against proceeding entirely.
This depends on your residency status, investment goals, and tax situation. Personal ownership is simpler for most buyers purchasing a home, while a corporate structure may suit certain investment scenarios. Pina can advise on the right approach for your circumstances.
Get Started

Ready to Buy
Property in Spain?

Book a consultation with Pina before you sign anything or pay a deposit. Independent legal advice from day one protects your investment.

Book Your Consultation
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BaseBarcelona, Spain
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